I MADE A PROFIT BUT WHERE DID THE CASH GO?
I made a profit but where did the cash go? This is the surprised reaction when you make a profit but have no cash to show for it. You pay bills with cash and not profit. So, whilst you’ve made a profit, you may not…
What I learned from 10 years of building SCG Chartered Accountants – Part Two
This is part two of an article about what I have learned from 10 years of building SCG Chartered Accountants in Ghana. Read part one here. In this article, I discuss a few more lessons I’ve learned over the years. 1. Learn to say ‘no’…
What I learned from 10 years of building SCG Chartered Accountants – Part One
SCG Chartered Accountants (SCG) is not my first venture into self-employment. That was SCG Consulting, which focused on implementing and supporting Pastel accounting and payroll as its primary business. We made a bet back then that technology was the future! We were accountants, and setting…
Free public Wi-Fi is convenient – but did you know it’s risky?
We’re using our mobile phones, tablets, and computers for entertainment, knowledge and to run our businesses. To use these devices on-the-go, anywhere, anytime, we also need access to the internet. In short, we need Wi-Fi wherever we are. Our need for Wi-Fi makes those free…
A Simple Framework for thinking about your business
People often ask me, “how do you see the year going? Will it be a good year or a bad year?” I respond with a shrug and say, “Whether it’s a good year or a bad year for everyone else, we’ll make it a great…
How to get a SSNIT Clearance certificate
What is a SSNIT Clearance Certificate? A SSNIT Clearance Certificate (SCC) confirms you met your all SSNIT obligations on the date of issue. The Social Security and National Insurance Trust (SSNIT) issues these certificates. When do you need a SSNIT Clearance Certificate? ● To bid…
The Expatriate And Ghana Pension Law – Frequently Asked Questions
Q1. What is the national pension scheme in Ghana? A: The National Pension Scheme is a 3-tier scheme created under the National Pensions Act 2008, Act 766. The tiers are: ● Tier 1 – the first tier is the Basic National Social Security Scheme for…
How to protect yourself against computer viruses
It has never been more important to guard your business against the threat of computer viruses. In fact, in 2017 alone, a new type of malware emerged every 4.2 SECONDS. What is a computer virus? In short, it’s a malicious software that can damage or…
How to register a company with SSNIT
The Social Security and National Insurance Trust (SSNIT) is a public trust. It manages Ghana’s Basic National Social Security Scheme. In this brief blog post, we explain which documents you need for registration, how to register, and what happens if you do not register. Is…
Building A Career Is Like Building A Skyscraper
Looking back on my 38 years as an accountant, the years I’ve spent building my career is a little like building a skyscraper. Today, I am the result of choices, experiences, and the trials of life. I – and my career – didn’t just happen….
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